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Ready reckoner for Axis Personal loan
| Minimum income credited to the Salary A/C | 30k |
| Age of applicant | 23 years to 58 years |
| Vintage of employment | Minimum of 12 months |
| Employment type | Salaried/Professionals |
| Personal Loan amount disbursed | ₹ 1lakhs to ₹ 40 lakhs |
| Rate of Interest @reducing balance | 10.75% to 18% |
| Processing fees as per loan amount | 1%-2% of the loan amount |
| Tenure applicable from | 12 to 60 months |
Axis Bank issues Personal loans to first-time loan applicants for individual needs. Applicants must have the required CIBIL score, work in a listed company, and receive a salary transfer of 30k and above.
The Axis Bank personal loan top-up in Delhi is a convenient solution for customers with an existing loan. By applying for the Axis Bank Top Up Personal Loan in New Delhi, you can consolidate your loans, making it easier to manage your finances. Plus, you can enjoy the benefits of our competitive interest rates and flexible repayment options.
With the Axis Personal Loan Balance Transfer facility, you can take control of your finances. Lower the interest rate of your Loan and extend your repayment tenure for a suitable EMI. This can help you save on interest and manage your monthly budget more effectively.
With the Axis Personal Loan Transfer in New Delhi, credit card holders who cannot pay their bills in time can transfer their dues. Thus, you will be relieved of paying an exorbitant interest rate and penalties charged as per the norms of the credit card lender.
Customers looking for an Axis Personal loan agent in Delhi can reach us at www.yourloanadvisors.com.
Axis Bank offers the Balance Transfer Facility to all existing Personal Loan holders running a successful Personal Loan with an external Bank with the transfer of the Loan the applicant will benefit from the umpteen advantages and savings offered by Axis Bank.
Axis Bank offers its esteemed customers the choice and freedom to conduct their Personal Loans at their convenience by repaying a part of the complete loan amount after 6 EMI, whenever surplus funds are available. No other loan provider offers this scheme.
An applicant avails significant savings in the rate of Interest, beneficial terms & conditions, and efficient customer care services by transferring an existing Personal Loan to Axis Bank.
Applicants running a Personal Loan with all government Banks, private Banks & registered NBFCs can apply to transfer the principal balance of their existing personal Loan to Axis Bank.
The existing personal loan proposed for a Balance Transfer should fulfil the pre-closure terms laid down by the parent Bank before initiating a Balance Transfer to Axis Bank. The applicant should be eligible to apply for a Personal Loan as per the eligibility criteria of Axis Bank.
The CIBIL Score of the applicant should be above 720 basis points, with a timely repayment track of the existing Personal loan.
Axis Bank permits the transfer of all currently existing Personal Loans to be clubbed together under a single loan: the rate of interest applied will be @ 11.49% to the total loan amount.
For the Balance transfer of a Personal Loan to Axis Bank, the applicant should have a clear repayment track of the existing Personal Loan: the applicant's profile should be as per the terms & conditions of Axis Bank.
The extra loan amount is sanctioned along with the Balance Transfer if the applicant has the financial eligibility & can pay the total EMI conveniently.
The applicant can ask for a reduced or increased new loan tenure as required.
The existing personal should have a Principal balance of 50k or more to be accepted for a Balance transfer by Axis Bank.
Axis Bank takes seven working days to process the Balance Transfer of a Personal Loan.
After approval of the Personal Loan Balance Transfer application, a Demand Draft will be despatched to the customer the value of the Draft will be the existing balance. The customer will have to deposit the draft in the parent Bank &and acquire a closure letter, after which the transaction will be completed. The applicant will need to submit the proof of closure to Axis Bank.
